42 Ways to Get Money When You Need Money Now

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Nobody has a money tree in their backyard that grows dollar bills you can pick on-demand. However, you can still get free money right now if you’re dealing with an unexpected bill, home repair, medical expense, or whatever it may be that is causing you to scramble for a quick money WITHOUT having to borrow it.

With a little hustle and creativity, you can begin implementing these ideas today to quickly increase your cash flow.

Believe me, my wife and I have had to raise cash quickly without paying late fees or borrowing money. Even if you have enough money in your emergency fund to cover a surprise expense, you can quickly replenish your balance with these earning hacks as well.

I Need Money Now, Where Can I Get it Fast?

The good news is if you really need money right now, you can get money right now. Whether you want to make money from home, from an app on your phone or you’re willing to put your skills to work, here are some great ways to start earning income today.

1. Trade In Your Cell Phone and Put $475 in Your Pocket

i need moneyBuyback Boss is who I continue to use whenever we upgrade to a new phone because they guarantee the most money for your phone and they send same-day payments via check or PayPal.

If you have an old phone in a drawer somewhere, why not sell it today and get paid ASAP? Think of that old phone as cash sitting in your drawer that you need right now.

You can also downgrade to last year’s model (often getting the phone for a few dollars with a new contract) and sell your current phone for up to $475. Here’s a screenshot I snapped of the latest offer I received on my current used phone (iPhone X) in good condition.

best places to sell used cell phones


2. Get Money Sent to Your PayPal For Your Opinion

Survey Junkie is a great place to start because cash can be deposited into your PayPal account, or you can get paid out via Amazon or Target gift cards for simply giving you opinion online.

We also have a full list of all different types of survey companies who are looking to pay people for their opinions on different products and brands. You can see the full list of the top survey companies here.

Our Top Pick: Survey Junkie has been around since 2005 and is the most trusted in the survey industry with a Trustpilot Rating of 4.4/5.

You can start making money today by checking out Survey Junkie here.

3. Deliver Food, Drinks and Groceries to People

i need money

Have you heard of Postmates?

Postmates is a service where people can order food, drinks and groceries and have them available for delivery or pickup. The people who provide that service and get paid, are people just like yourself.

Postmates states that experienced couriers can earn up to $25 an hour and work on their own hours.

However, if you only want to deliver groceries to people, then you should also sign up for Instacart.

Instacart pays people quickly to deliver groceries from grocery store to their clients doorstep. Currently, people working with Instacart are making anywhere from $50 – $1,000 per month as a side hustle.

4. Become an Uber Driver

i need money

Uber is a great option if you have a car and like interacting with people. There are two additional reasons to consider driving for Uber:

  • Flexible hours
  • Weekly pay
  • Signup incentive for new drivers

Another reason to consider Uber is for their schedule flexibility; you drive when you have time and aren’t beholden to a specific shift or having to be available at least X hours a week.

You can find more information here to determine if driving with Uber is right for you.

5.  Deliver for Uber Eats

i need money

Uber Eats allows you earn on your own schedule by delivering food from restaurants to people.

The best thing about Uber Eats is you get to choose your wheels based on the city you live in. Depending on your city, you can deliver for Uber Eats via your car, bike or scooter. Just turn on the app in the morning before work, when you get home, or whenever you have some extra time to make money on your terms.

Also, the driver qualifications are less stringent for Uber Eats. In case you don’t meet the age and vehicle requirements to be a full-fledged Uber driver, you can be an Uber Eats driver until then.

6. Become an Airbnb Host

Become and Airbnb Host and you can start making really good income each month. There are many of benefits to being a homeowner, including the option to rent out your unused rooms for cash. But, by becoming an Airbnb host, travelers stay in your spare bedroom, basement, or second house.

Real estate is one time-tested approach to earning passive income and Airbnb can be less stressful than being a full-time landlord or trying to fix and flip houses for a profit. And, you get to interact with visitors coming from all corners of the world!

7. Get Paid to Play Games

Yes, you can actually get paid to play games.

Mistplay is one of the very best places to get started.

The reason is online game creators need to have their games tested by real people before they launch it out to the market. 

For testing out their games on you mobile device, apps like Mistplay will pay via credits. These credits can then be cashed out in the form of different gift cards, including Visa or Amazon gift cards.

We also put together a full list of places that will pay you to play games here.

8. Save Money and Make Money with the Honey App

The Honey App will search every online coupon for you and apply the best promo code at your checkout for free. This is the first way to save money.

Also, for every 2 people you refer to Honey, they will pay you $10 in the form of popular gift cards like Amazon, Walmart and Target.

By reducing how much you spend, you won’t have to earn as much money from these side hustles. Honey makes it easy to save money when you shop online by automatically applying every known discount code to your order when you checkout.

If you shop at Amazon, Honey also compares the prices of third-party sellers to the current Amazon price to quickly spot the lowest price so you pay less for the exact same product.

With no additional effort, Honey saves you money on products you are going to purchase regardless. Now, make sure you put your savings to good use!

You can also learn about the triple savings hack with honey here.

9. Complete Mini-Online Tasks

Swagbucks is the best place to start when for getting paid to complete tasks such as reading emails, surfing the web, playing games, shopping online and using mobile apps to name a few.

BONUS: One thing I really like about Swagbucks is the option to donate to one of the many charities they work with.

Our Top Pick: The most widely known company is Swagbucks, with a Trust Pilot Rating of 4.3/5..

With Swagbucks, you earn swagbucks that can be redeemed for cash via your PayPal or through gift cards to places like Walmart, Amazon, Express, or even Bass Pro Shops.

10. Trim Automatically Gets Rid of Your “Gray Charges”

Ask Trim makes it easy to “work smarter and not harder.”  For free, Trim monitors your spending, account balances, and can even reduce your monthly bill amount in the following categories:

  • Cable, cell phone, and internet
  • Car insurance
  • Unwanted subscriptions

With a single text message or Facebook Messenger request, Trim works on your behalf to find discounts on your current monthly bills or cancel the services–streaming plans including Hulu and Spotify, insurance, and gym membership– you no longer use but are still paying for.

You will realize the savings the next time you get ready to pay your bills and realize there’s more money in your bank account than usual; and you never lifted a finger.

Read our full Trim Review to learn about all of Trim’s benefits to save you money.

11. Get a quick $10 with Ebates (now called Rakuten)

Ebates sends you cash via PayPal for shopping online or in stories at places you already normally shop.

Let’s be clear, unnecessary shopping is one of the last activities you need to do if you need to get money fast, but that doesn’t mean you can’t be a smart shopper for those unavoidable purchases. My wife and I shop with Ebates and get up to 40% cash back on nearly every online purchase.

Ebates cashback arrives once a quarter via PayPal or mailed check and you can get a bonus by referring your friends to shop with Ebates too. Using Ebates is like getting paid to shop.

Also, you can get a free $10 when you create an account with eBates today.

12. Become a TaskRabbit

i need money

There are people who need simple tasks completed but simply don’t have the time. Whether it’s putting together furniture from iKea, delivering a dresser across town, or trimming some overgrown bushes in the backyard – people will hire you.

Here are the top three places to find work using your phone:

Simply create a bio about yourself and then start looking for the task requests to pour in. I personally can tell you I utilize one of these three apps a week to find someone to do tasks for me!

13. Freelance Online with Fiverr


Freelancing online with Fiverr is another great way to make money online. With Fiverr, you use your talents online without performing manual labor. Here are some of the possible gigs you can perform:

  • Writing blog posts
  • Graphic design
  • Website design
  • Creating YouTube videos
  • Translation
  • Proofreading
  • Voice Over
  • Jingles, sound effects, and songs

Similar to Fiverr, Upwork is another great platform for aspiring freelancers.

I have been freelancing online for the past two years and it’s been an excellent source of supplemental income because you can truly work from anywhere in the world with an internet connection and get paid.

14. Sell Locally on Craigslist

Bulky items aren’t cost-effective to sell online because they cost too much to ship. When that’s the case, sell locally with Craigslist or another app to sell locally. We periodically sell our unwanted items during the year and pocket 100% profit because it’s free to sell on these apps.

Beyond Craigslist, there are also dozens of other similar websites where you can sell your stuff locally as well.

15. Scan Grocery Receipts and Get $10

Earlier we told you ways to make money delivering through places like Postmates, Instacart and Uber Eats. However, there is still other money to be made by simply scanning grocery receipts.

Scanning grocery receipts for money is a real thing and there are over 20 apps that allow you to get started. While some are better than others, we recommend starting with the most popular receipts scanning app, Ibotta.

Our Top Pick: We like Ibotta because you can redeem digital offers plus your regular coupons for many food items at most supermarkets and even discount stores like Walmart and Target, and you also get a $10 sign-up bonus. When your rewards balance reaches $20, you can request PayPal payment or a gift card.

16. Picking Up Dog Poop

You can also make money picking up dog poop when you don’t have the time to walk dogs or pet sit. Why? Because it only takes a few minutes to clean up a backyard compared to keeping a pet for several hours.

One man operates a full-time business picking up dog poop for a premium in the Phoenix area. You can scroll down to #70 on this side hustle list to see a video of how he turned dog poop into a full-time income.

17. Cancel Your Cable TV Subscription

The average household cable TV bill is over $120 a month and most people only watch 20 of the 100s of channels to choose from. We dumped our cable years ago and use services like Hulu for our favorite shows with SlingTV for a total of $26/month (and no contracts).

By cutting the cord, you instantly save $100 a month on cable TV by streaming live and on-demand programming over your high-speed internet. Sling TV can be watch with any flat screen TV, computer, or mobile device.

BONUS: If you’re a fan of the 90’s TGIF shows like me, Hulu now offers Full House, Family Matters, Step by Step, Perfect Strangers and Hangin with Mr. Cooper.

18. Switch to a Health Sharing Plan

You may not realize it, but health insurance is one of the largest monthly expenses. Switching to an affordable health sharing plan saves my family 75% in health insurance premiums compared to traditional health insurance. Honestly, it’s probably one of the best financial moves we made when I became self-employed.

Our Top Pick: There are many great health sharing options, but our favorite is Medi-Share because of the affordability AND their own MDLive program: a FREE add on that gives you 24/7 access to a doctor visit via your smartphone, which saves you time and money on co-pays!

19. Refinance Your Debt

High interest rates on unsecured debt like credit cards will cause you to pay thousands of dollars more than the original amount borrowed.

Our Top Pick: Credible is the company we recommend because they tell you right away what your new rates will be. Unlike some other personal loan companies, Credible does not have any origination or application fees, and they make it simple to get started with only one form to fill out which should only take about 2 minutes. They also have a Trustpilot Rating of 9.5/10.

Instead of paying 15% – 24% interest rates on your credit cards, you may be able to lower your interest rate down to 4.99%!

Not a bad way to spend 2 minutes at all if it can save you thousands of dollars in interest to the bank.

20. Rent Out Your Car

If you don’t drive your car every day or have the time to be an Uber driver, you can make some extra cash by renting your car on Turo. You can earn approximately $541 a month ($6,501 a year) when your car is worth $20,000 and it’s borrowed 15 days a month. This income can easily cover your monthly insurance premium and car payment.

Considering most cars are depreciating assets that lose value every day and cost money to maintain, renting your car on Turo is one of the very few ways your car can actually make money for you.

You will receive payment within five days after a rental period ends.

21. Sell Unwanted Gift Cards

Sometimes, you don’t have to work to make money because you already have it in unwanted gift cards. Instead of letting your gift cards collect dust, sell them on Gift Card Granny.

You can sell your unused and partially used gift cards quickly with three different selling options:

  • Sell It Now
  • Name Your Price
  • Trade In

Gift Card Granny finds the best price on the top gift card marketplaces and you get paid almost instantly when a sale is made.

I have sold several gift cards online almost always within 24 hours of posting and payment is sent via PayPal within three business days. Selling gift cards is one of the quickest ways to get money fast because of the quick turnaround.

22. Sell Unused Clothing

As your fashion tastes change or your children grow older, you might find yourself with a closet full of clothes you’ll never wear again. While you can sell them at a yard sale or local consignment shop, you might also consider selling online at thredUP for men’s, women’s, and children’s clothing.

For designer clothing you wish to keep but don’t plan to wear in the near future, Rent the Runway lets you rent your high-end articles for up to one month at a time.

Finally, my wife has also had success selling on eBay and Poshmark. To increase the odds of selling your items, make sure to take plenty of pictures and consider wearing them or putting them on a mannequin so the buyer can visualize how the item fits.

23. Sell Your Old Books

You can also make a quick buck by selling your used books and textbooks that you’ll no longer read. Selling our old books is another way we boost our income each year and you can start with these three sites:

Selling is easy as you only have to enter the ISBN to receive an instant quote from Cash4Books and Bookscouter. If you like the price, you ship the books for free using their prepaid shipping label and you will be paid via PayPal once your shipment arrives and is processed.

I recommend using Bookscouter for selling your textbooks as they compare the prices of 42 buyback vendors in a single search; saving you time while finding the best buyer.

24. Sell Movies, Music, and Video Games

You can also make some extra cash by selling your old DVDs, CDs, and video games with Bonavendi. With their app, you can scan barcodes and compare the prices of 28 companies including Amazon and Best Buy.

25. Sell Old Electronics

Decluttr can be the most efficient app to sell your old electronics, smartphone, and tech gadgets. The Decluttr app scans item barcodes and you receive next-day payments via PayPal and direct deposit once Decluttr receives your shipment. College students can also receive a 10% bonus payment to earn a little extra cash.

26. Sell Used Furniture

Did you recently upgrade your living room or dining room set? If there’s still some life in your old furniture collection, get a few bucks for it. Craigslist or letgo can be your best friend to attract college students and young couples that only need something affordable, but Trove Market is another option for more valuable pieces.

27. Sell Your Car

Another way to raise cash quickly is to sell a car you no longer need. Even if you need to sell your fancy ride and drive a clunker instead, how else can you access $10,000+ instantly.

I sold my $20,000 sports car and now drive a very reliable $4,000 vehicle instead. Although I don’t turn as many heads as before, the $16,000 in cash proceeds was split between our savings and an extra house payment.

28. Have a Yard Sale

Decluttering helps you discover a small fortune sitting underneath your roof. The only problem is that you must sell your stuff to get cash. Having a yard sale is one of the quickest ways to sell most of your items in a weekend.

Coordinating your yard sale with your neighborhood sale is a good idea, but you should also post your sale on:

  • Craigslist
  • Facebook Marketplace
  • Your local newspaper

29. Donate Plasma

There’s a perpetual demand for plasma to treat rare, chronic diseases and you can make $400 each month by donating your plasma. Maybe this is something you or your friends did in college for some extra “weekend money.” You must be at least 110 pounds, at least 18-years-old in most states to donate and free of certain illnesses.

30. Babysit

Parents sometimes need a break–date night— from their children and need to hire a babysitter. Besides asking for your family and friends for gigs, you can always advertise your services on Care.com.

31. Pet Sitting and Dog Walking

Animals need loving too and you can make just as much money pet sitting when their owners leave town or work long hours. Dog walking is another daily hustle opportunity as you take the dogs on their daily walk so their owner doesn’t have to.

Believe it or not, some professional dog walkers make $100,000 a year for doing something that millions of dog owners do every day for free.

Two places to begin advertising your pet sitting and dog walking services are Care and Rover.

32. Clean Houses

If you keep a clean house, put your skills to work by cleaning other people’s houses or office buildings in your spare time. Care.com can help you connect you with homeowners that don’t have the time to clean their house. Another great resource is Craigslist and looking in the “Part-Time Jobs” section.

33. Mow Lawns

When the grass is green, make money mowing lawns in your neighborhood and around town. Mowing lawns can be the perfect seasonal job if you need to make extra money in the summer when school is out or there’s more sunlight to work outside in the evenings.

34. Shovel Snow

You can also make money during the winter shoveling driveways and sidewalks. By owning a truck and plow, you can earn more keeping parking lots clean. Because snow removal is more labor-intensive than mowing a lawn, you can earn more per property than mowing (I did at least).

35. Clean Gutters and Rake Leaves

In the fall, you can also rake leaves and clean gutters before winter sets in. Once again, these are simple tasks that most homeowners simple don’t enjoy doing and offer a decent income if you enjoy working outside.

36. Pressure Wash Houses

Most houses need to be pressure washed every two or three years to maintain that “new” look. Many homeowners either don’t own a pressure washer or don’t have the time to keep their siding clean. You can advertise your services online or simply start knocking on doors to get your first clients.

37. Paint Houses

If you own a paint sprayer, can smoothly roll paint, or know how to seamlessly cut in wall edges, painting houses is another possibility. This is one task most homeowners won’t attempt on their own, especially if they aren’t a skilled painter or they are preparing to sell their house and want a professional-quality job.

38. Become a Handyman

Property management is a huge business beyond yard work, you can use your hands to help your neighbors with various home tasks with Takl or TaskRabbit including:

  • Home improvement
  • Mounting and installing new household devices
  • Furniture assembly
  • Moving and packing

39. Collect Scrap Metal

You or your family and friends might have a garage full of old household appliances. Maybe you have acquired a small scrap metal collection from your other side hustle opportunities. Regardless of how you (legally) collect your scrap, taking your ferrous and non-ferrous metal to a local scrap yard will yield an instant payment.

Some of the best ferrous and non-ferrous metals to collect are:

  • Aluminum
  • Brass
  • Copper
  • Steel

You will get the best price by bringing a single, large load compared to many small loads–even if they’re the same weight. Scrap yards have an easier time selling larger quantities to buyers and reward you with a volume bonus for making their job easier.

40. Deliver Newspapers

Newspaper routes are a steady part-time income stream if you can work in the early morning hours before your regular job or classes. If there are multiple newspaper in your town, you can also apply for a route that might deliver only a few days per week–instead of all seven– if you can’t commit to delivering papers every day of the week.

41. Deliver Phone Books

A one-time, seasonal hustle is delivering phone books five days a week. You need to be at least 18-years-old and have a driver’s license to participate. PDC is one of the largest delivery companies and they might be looking for delivery people like you.

42. Cut Firewood

Many people still heat their houses with wood in the winter or need wood for summer camping trips, but they don’t have access to their own firewood source. Or, they don’t have the time to cut their own wood. Cutting and delivering firewood is another in-demand income stream.


It doesn’t matter if you want to pursue a side hustle, sell some of your belongings, or cut spending, there are multiple ways to get money fast. We all have different skills and schedules so you pick the ideas that work best for you. No matter which ideas you pick, you can’t go wrong because you’re improving your financial situation.


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