Nobody has a money tree in their backyard that grows dollar bills you can pick on-demand. However, you can still get free money right now if you’re dealing with an unexpected bill, home repair, medical expense, or whatever it may be that is causing you to scramble for a quick money WITHOUT having to borrow it.
With a little hustle and creativity, you can begin implementing these ideas today to quickly increase your cash flow.
Believe me, my wife and I have had to raise cash quickly without paying late fees or borrowing money. Even if you have enough money in your emergency fund to cover a surprise expense, you can quickly replenish your balance with these earning hacks as well.
1. Get Money Sent to Your PayPal For Your Opinion
This is a great place to start because cash can be deposited into your PayPal account, or you can get paid out via Amazon or Target gift cards for simply giving you opinion online.
Our Top Pick: Survey Junkie has been around since 2005 and is the most trusted in the survey industry with a Trustpilot Rating of 8.8/10.
You can start making money today by checking out Survey Junkie here.
We also have a full list of all different types of survey companies who are looking to pay people for their opinions on different products and brands. You can see the full list of the top survey companies here.
2. Complete Mini-Online Tasks
In addition to paid online surveys, you can also get paid to complete tasks such as reading emails, surfing the web, playing games, shopping online and using mobile apps to name a few.
Our Top Pick: The most widely known company is Swagbucks, with a Trust Pilot Rating of 8.5/10.
With Swagbucks, you earn swagbucks that can be redeemed for cash via your PayPal or through gift cards to places like Walmart, Amazon, Express, or even Bass Pro Shops.
BONUS: One thing I really like about Swagbucks is the option to donate to one of the many charities they work with.
3. Refinance Your Debt
High interest rates on unsecured debt like credit cards will cause you to pay thousands of dollars more than the original amount borrowed.
Our Top Pick: Credible is the company we recommend because they tell you right away what your new rates will be. Unlike some other personal loan companies, Credible does not have any origination or application fees, and they make it simple to get started with only one form to fill out which should only take about 2 minutes. They also have a Trustpilot Rating of 9.5/10.
Instead of paying 15% – 24% interest rates on your credit cards, you may be able to lower your interest rate down to 4.99%!
Not a bad way to spend 2 minutes at all if it can save you thousands of dollars in interest to the bank.
4. Get $10 with Ebates
Let’s be clear, unnecessary shopping is one of the last activities you need to do if you need to get money fast, but that doesn’t mean you can’t be a smart shopper for those unavoidable purchases. My wife and I shop with Ebates and get up to 40% back on nearly every online purchase.
Ebates cashback arrives once a quarter via PayPal or mailed check and you can get a bonus by referring your friends to shop with Ebates too. Using Ebates is like getting paid to shop.
Also, you can get a free $10 when you create an account with eBates today.
5. Cut Out Gray Charges with Trim
Trim makes it easy to “work smarter and not harder.” For free, Trim monitors your spending, account balances, and can even reduce your monthly bill amount in the following categories:
- Cable, cell phone, and internet
- Car insurance
- Unwanted subscriptions
With a single text message or Facebook Messenger request, Trim works on your behalf to find discounts on your current monthly bills or cancel the services–streaming plans including Hulu and Spotify, insurance, and gym membership– you no longer use but are still paying for.
You will realize the savings the next time you get ready to pay your bills and realize there’s more money in your bank account than usual; and you never lifted a finger.
Read our full Trim Review to learn about all of Trim’s benefits to save you money.
6. Become an Uber or Lyft Driver
Uber is a great option if you have a car and like interacting with people. There are two additional reasons to consider driving for Uber:
- Flexible hours
- Weekly pay
- Signup incentive for new drivers
Another reason to consider Uber is for their schedule flexibility; you drive when you have time and aren’t beholden to a specific shift or having to be available at least X hours a week.
You can find more information here to determine if driving with Uber is right for you.
In addition to Uber, you can also drive for Lyft. As an independent contractor, you can join both ride sharing companies to double your ride opportunities. Like Uber, Lyft pays weekly and lets you name your own driving hours.
7. Deliver for Uber Eats
Depending on the city you live in, Uber Eats allows you to deliver food to people via your car, bike, or scooter. Turn on the app in the morning before work, when you get home, or whenever you have some extra time to make money on your terms.
Uber Eats still lets you deliver food instead of people across town. The driver qualifications are less stringent for Uber Eats. In case you don’t meet the age and vehicle requirements to be a full-fledged Uber driver, you can be an Uber Eats driver until then.
8. Scan Grocery Receipts and Get $10
Some apps pay you to scan grocery receipts. A trip to the supermarket is one of those unavoidable expenses because food is our gasoline and another easy way to get cash weekly.
Our Top Pick: Although they have Trustpilot Rating of 6.6 out of 10 we still like Ibotta because you can redeem digital offers plus your regular coupons for many food items at most supermarkets and even discount stores like Walmart and Target, and you also get a $10 sign-up bonus. When your rewards balance reaches $20, you can request PayPal payment or a gift card.
9. Cancel Your Cable TV Subscription
The average household cable TV bill is over $120 a month and most people only watch 20 of the 100s of channels to choose from. You can watch your favorite channels on Sling TV for as low as $20 a month.
By cutting the cord, you instantly save $100 a month on cable TV by streaming live and on-demand programming over your high-speed internet. Sling TV can be watch with any flat screen TV, computer, or mobile device.
BONUS: If you’re a fan of the 90’s TGIF shows like me, Hulu now offers Full House, Family Matters, Step by Step, Perfect Strangers and Hangin with Mr. Cooper.
10. Switch to a Health Sharing Plan
You may not realize it, but health insurance is one of the largest monthly expenses. Switching to an affordable health sharing plan saves my family 75% in health insurance premiums compared to traditional health insurance. Honestly, it’s probably one of the best financial moves we made when I became self-employed.
Our Top Pick: There are many great health sharing options, but our favorite is Medi-Share because of the affordability AND their own MDLive program: a FREE add on that gives you 24/7 access to a doctor visit via your smartphone, which saves you time and money on co-pays!
11. Become an Airbnb Host
There are many of benefits to being a homeowner, including the option to rent out your unused rooms for cash. By becoming an Airbnb host, travelers stay in your spare bedroom, basement, or second house.
Real estate is one time-tested approach to earning passive income and Airbnb can be less stressful than being a full-time landlord or trying to fix and flip houses for a profit. And, you get to interact with visitors coming from all corners of the world!
12. Redeem Coupon Codes with Honey
By reducing how much you spend, you won’t have to earn as much money from these side hustles. Honey makes it easy to save money when you shop online by automatically applying every known discount code to your order when you checkout.
If you shop at Amazon, Honey also compares the prices of third-party sellers to the current Amazon price to quickly spot the lowest price so you pay less for the exact same product.
With no additional effort, Honey saves you money on products you are going to purchase regardless. Now, make sure you put your savings to good use!
Read the Honey App review to discover Peach’s triple savings online shopping trick.
13. Rent Out Your Car
If you don’t drive your car every day or have the time to be an Uber driver, you can make some extra cash by renting your car on Turo. You can earn approximately $541 a month ($6,501 a year) when your car is worth $20,000 and it’s borrowed 15 days a month. This income can easily cover your monthly insurance premium and car payment.
Considering most cars are depreciating assets that lose value every day and cost money to maintain, renting your car on Turo is one of the very few ways your car can actually make money for you.
You will receive payment within five days after a rental period ends.
14. Freelance Online
Freelancing online is another great way to make money online by using your talents without performing manual labor. Here are some of the possible gigs you can perform:
- Writing blog posts
- Graphic design
- Website design
- Creating YouTube videos
- Voice Over
- Jingles, sound effects, and songs
I have been freelancing online for the past two years and it’s been an excellent source of supplemental income because you can truly work from anywhere in the world with an internet connection and get paid.
15. Make a Lump-Sum Loan Payment
Depending on your financial situation, you might have enough money sitting in the bank to pay one of your loans off early. If you can afford to part with this money, pay off the loan with the highest interest rate first –this is call the Debt Snowball strategy– to eliminate one monthly payment.
You should apply your lump sum to these debts first:
- Tax liens
- Credit card debt
- Personal loans
- Auto loans
- Student loans
- Home mortgage
By paying your loan off early, you instantly liberate a couple hundred dollars in free capital to save for something else. If you’re living on a small income, one less monthly payment makes it a lot easier to sleep peacefully at night too.
16. Sell Unwanted Gift Cards
Sometimes, you don’t have to work to make money because you already have it in unwanted gift cards. Instead of letting your gift cards collect dust, sell them on Gift Card Granny.
You can sell your unused and partially used gift cards quickly with three different selling options:
- Sell It Now
- Name Your Price
- Trade In
Gift Card Granny finds the best price on the top gift card marketplaces and you get paid almost instantly when a sale is made.
I have sold several gift cards online almost always within 24 hours of posting and payment is sent via PayPal within three business days. Selling gift cards is one of the quickest ways to get money fast because of the quick turnaround.
17. Sell Unused Clothing
As your fashion tastes change or your children grow older, you might find yourself with a closet full of clothes you’ll never wear again. While you can sell them at a yard sale or local consignment shop, you might also consider selling online at thredUP for men’s, women’s, and children’s clothing.
For designer clothing you wish to keep but don’t plan to wear in the near future, Rent the Runway lets you rent your high-end articles for up to one month at a time.
Finally, my wife has also had success selling on eBay and Poshmark. To increase the odds of selling your items, make sure to take plenty of pictures and consider wearing them or putting them on a mannequin so the buyer can visualize how the item fits.
18. Sell Your Old Books
You can also make a quick buck by selling your used books and textbooks that you’ll no longer read. Selling our old books is another way we boost our income each year and you can start with these three sites:
Selling is easy as you only have to enter the ISBN to receive an instant quote from Cash4Books and Bookscouter. If you like the price, you ship the books for free using their prepaid shipping label and you will be paid via PayPal once your shipment arrives and is processed.
I recommend using Bookscouter for selling your textbooks as they compare the prices of 42 buyback vendors in a single search; saving you time while finding the best buyer.
19. Sell Movies, Music, and Video Games
You can also make some extra cash by selling your old DVDs, CDs, and video games with Bonavendi. With their app, you can scan barcodes and compare the prices of 28 companies including Amazon and Best Buy.
20. Sell Old Electronics
Decluttr can be the most efficient app to sell your old electronics, smartphone, and tech gadgets. The Decluttr app scans item barcodes and you receive next-day payments via PayPal and direct deposit once Decluttr receives your shipment. College students can also receive a 10% bonus payment to earn a little extra cash.
21. Sell Used Furniture
Did you recently upgrade your living room or dining room set? If there’s still some life in your old furniture collection, get a few bucks for it. Craigslist or letgo can be your best friend to attract college students and young couples that only need something affordable, but Trove Market is another option for more valuable pieces.
22. Sell Your Car
Another way to raise cash quickly is to sell a car you no longer need. Even if you need to sell your fancy ride and drive a clunker instead, how else can you access $10,000+ instantly.
I sold my $20,000 sports car and now drive a very reliable $4,000 vehicle instead. Although I don’t turn as many heads as before, the $16,000 in cash proceeds was split between our savings and an extra house payment.
23. Have a Yard Sale
Decluttering helps you discover a small fortune sitting underneath your roof. The only problem is that you must sell your stuff to get cash. Having a yard sale is one of the quickest ways to sell most of your items in a weekend.
Coordinating your yard sale with your neighborhood sale is a good idea, but you should also post your sale on:
- Facebook Marketplace
- Your local newspaper
24. Sell Locally on Craigslist
Bulky items aren’t cost-effective to sell online because they cost too much to ship. When that’s the case, sell locally with Craigslist or another app to sell locally. We periodically sell our unwanted items during the year and pocket 100% profit because it’s free to sell on these apps.
Beyond Craigslist, there are also dozens of other similar websites where you can sell your stuff locally as well.
25. Donate Plasma
There’s a perpetual demand for plasma to treat rare, chronic diseases and you can make $400 each month by donating plasma. Maybe this is something you or your friends did in college for some extra “weekend money.” You must be at least 110 pounds, at least 18-years-old in most states to donate and free of certain illnesses.
Parents sometimes need a break–date night— from their children and need to hire a babysitter. Besides asking for your family and friends for gigs, you can always advertise your services on Care.com.
27. Pet Sitting and Dog Walking
Animals need loving too and you can make just as much money pet sitting when their owners leave town or work long hours. Dog walking is another daily hustle opportunity as you take the dogs on their daily walk so their owner doesn’t have to.
Believe it or not, some professional dog walkers make $100,000 a year for doing something that millions of dog owners do every day for free.
28. Picking Up Dog Poop
You can also make money picking up dog poop when you don’t have the time to walk dogs or pet sit. Why? Because it only takes a few minutes to clean up a backyard compared to keeping a pet for several hours.
One man operates a full-time business picking up dog poop for a premium in the Phoenix area. You can scroll down to #70 on this side hustle list to see a video of how he turned dog poop into a full-time income.
29. Clean Houses
If you keep a clean house, put your skills to work by cleaning other people’s houses or office buildings in your spare time. Care.com can help you connect you with homeowners that don’t have the time to clean their house. Another great resource is Craigslist and looking in the “Part-Time Jobs” section.
30. Mow Lawns
When the grass is green, make money mowing lawns in your neighborhood and around town. Mowing lawns can be the perfect seasonal job if you need to make extra money in the summer when school is out or there’s more sunlight to work outside in the evenings.
31. Shovel Snow
You can also make money during the winter shoveling driveways and sidewalks. By owning a truck and plow, you can earn more keeping parking lots clean. Because snow removal is more labor-intensive than mowing a lawn, you can earn more per property than mowing (I did at least).
32. Clean Gutters and Rake Leaves
In the fall, you can also rake leaves and clean gutters before winter sets in. Once again, these are simple tasks that most homeowners simple don’t enjoy doing and offer a decent income if you enjoy working outside.
33. Pressure Wash Houses
Most houses need to be pressure washed every two or three years to maintain that “new” look. Many homeowners either don’t own a pressure washer or don’t have the time to keep their siding clean. You can advertise your services online or simply start knocking on doors to get your first clients.
34. Paint Houses
If you own a paint sprayer, can smoothly roll paint, or know how to seamlessly cut in wall edges, painting houses is another possibility. This is one task most homeowners won’t attempt on their own, especially if they aren’t a skilled painter or they are preparing to sell their house and want a professional-quality job.
35. Become a Handyman
- Home improvement
- Mounting and installing new household devices
- Furniture assembly
- Moving and packing
36. Collect Scrap Metal
You or your family and friends might have a garage full of old household appliances. Maybe you have acquired a small scrap metal collection from your other side hustle opportunities. Regardless of how you (legally) collect your scrap, taking your ferrous and non-ferrous metal to a local scrap yard will yield an instant payment.
Some of the best ferrous and non-ferrous metals to collect are:
You will get the best price by bringing a single, large load compared to many small loads–even if they’re the same weight. Scrap yards have an easier time selling larger quantities to buyers and reward you with a volume bonus for making their job easier.
37. Deliver Newspapers
Newspaper routes are a steady part-time income stream if you can work in the early morning hours before your regular job or classes. If there are multiple newspaper in your town, you can also apply for a route that might deliver only a few days per week–instead of all seven– if you can’t commit to delivering papers every day of the week.
38. Deliver Phone Books
A one-time, seasonal hustle is delivering phone books five days a week. You need to be at least 18-years-old and have a driver’s license to participate. PDC is one of the largest delivery companies and they might be looking for delivery people like you.
39. Cut Firewood
Many people still heat their houses with wood in the winter or need wood for summer camping trips, but they don’t have access to their own firewood source. Or, they don’t have the time to cut their own wood. Cutting and delivering firewood is another in-demand income stream.
It doesn’t matter if you want to pursue a side hustle, sell some of your belongings, or cut spending, there are multiple ways to get money fast. We all have different skills and schedules so you pick the ideas that work best for you. No matter which ideas you pick, you can’t go wrong because you’re improving your financial situation.
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