Start Earning Cash Now with These Unique Money Making Apps from Your Phone

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Your smartphone is more advanced than the computers that put the first man on the Moon! While you might not be planning a lunar mission anytime soon, you can use some of these money making apps to bring in a little extra cash each month.

Even all of us at Money Peach use several of these apps because we like making money as much as you.

Many of these apps can monetize your daily activities and don’t require a change in your routine. One the other hand, other apps might introduce you to a new hobby or side hustle that you maybe you haven’t explored yet.

Are you ready to take one small step to improve your finances?

Heads Up!: Unless otherwise noted, all the apps below work for Android and Apple devices.

“Get Paid To Do Anything” Money Making Apps

I sometimes like to call these recommendations “everything” apps because you get paid for almost anything you do online.

You might consider these selections the ultimate money making apps because you only need to download one app to get paid for your regular daily activities.

These apps do a good job of offering variety, so you never tire using the same app daily.

1. Swagbucks

Maybe you’re one of those people who doesn’t want too many apps on your phone. If you’re shaking your head up and down, Swagbucks might be that “only one app” you need.

Here’s why: Swagbucks offers you rewards points for the following activities:

  • Surveys
  • Online shopping
  • Watching videos
  • Playing games
  • Search the web

As an “everything app,” you can literally make money from doing almost anything online. You might also like Swagbucks because you can begin redeeming your rewards points for cash when your balance reaches $3, very few apps have a smaller payment minimum.

Go to Swagbucks:

2. Inbox Dollars

Like Swagbucks, Inbox Dollars is another “get paid to” app that lets you make money from a variety of tasks including surveys, watching videos, and searching the web. You can also make money reading sponsored emails and trying out new products.

Go to Inbox Dollars:

3. Ibotta

Ibotta is now the third most used shopping app, right behind Amazon and eBay.

What started out as a company helping consumers earn cashback rewards at the grocery store five years ago has grown into now earning cash rewards on just about everything, including:

  • Beer, Wine & Spirits
  • Pharmacy
  • Travel
  • Clothing
  • Beauty & Wellness
  • Restaurants & Bars
  • Convenience
  • Crafts & Gifts
  • Home & Electronics

If you are already shopping for any of these products, you should definitely join the Ibotta where the average Ibotta user is making $20 per month!


BONUS: Right now you can try Ibotta and get a $10 Welcome Bonus:


4. EarningStation

If you’re a serial app user that logs in at least once a day, EarningStation can be a better option because of their EarningStreak option. After earning 25 cents for 10 consecutive days, you begin earning bonus cash every day you keep the streak alive.

You can earn points for the following activities:

  • Surveys
  • Watching videos
  • Playing games
  • Reading email
  • Redeeming coupons
  • Referring friends

Go to EarningStation:

5. MobileXpression

You can say that MobileXpression lets you vote with your feet. Unlike the traditional survey apps where you fill in bubbles to share your opinion, MobileXpression relies on your mobile device browsing history to gauge your opinion on certain topics.

By downloading the MobileXpression app to your phone or tablet, you earn rewards points each week based on how often you use the internet. You can redeem your rewards points for gift cards.

You can download MobileXpression for both Apple and Android devices:

6. Nielson Digital Voice

Nielsen Digital Voice pays you to share your internet usage habits on your computer or mobile device. You can earn $50 for each device you register and can earn rewards points that can be redeemed for sweepstakes entries too. Every month, Nielsen gives away $10,000 in prizes that you can win too.

Go Nielson Digital Voice:

7. InstaGC

InstaGC lets you earn gift cards with a $1 rewards balance. Most apps require a minimum rewards balance ranging between $5 and $20 before you can cash out, so a $1 payout is a novelty. Theoretically, you can get a new gift card every day you use InstaGC.

You get paid by taking surveys, watching videos, shopping online, and search the internet.

Go to InstaGC:

8. Lucktastic

We of course would never want you to waste any money on the scratch-off-tickets from your local gas station BUT, we wouldn’t mind if they were FREE and inside an app!

Now you can actually have a virtual scratcher ticket through an app called Lucktastic. Every day, Lucktastic releases a new digital scratch off ticket which makes you eligible to win anywhere from $1 to $50,000 cash!

Lucktastic is 100% free to download and play, with no deposits or in-app purchases.

The app does generate revenue by advertising, which also allows it to keep the payouts high and the games free.

Go to Luktastic:

The Top Money Making Survey Apps

Maybe the #1 reason why you’ve never tried a side hustle before is that you don’t have time. At least, that’s your excuse. Survey apps are a perfect option because you only need 15 minutes or less to answer a survey.

Instead of thumbing through Facebook, take a survey instead. Answering surveys will probably be more mentally rewarding too.

To be forthright, survey apps won’t make you rich. However, they are an easy way to make money with minimal effort. Even if you use some of the other apps on this list to maximize your income potential, you probably still have a few minutes for a survey.

9. American Consumer Opinion

American Consumer Opinion pays you for these activities:

  • Surveys
  • Testing new products
  • Viewing new advertising

With these three activities, you provide your opinion and earn rewards points that can be redeemed for cash or sweepstakes entries.

The one downside is that American Consumer Opinion only has an Apple app at the moment. Android users will need to complete surveys on their computer or consider another survey app.

Go to American Consumer Opinion:

10. Opinion Outpost

Opinion Outpost lets you take surveys so you can earn some of the following rewards:

Every completed survey also enters you into the quarterly $10,000 cash giveaway too.

Go to Opinion Outpost:

11. Global Test Market

International readers might want to give Global Test Market a try. Many survey apps are only open to U.S. and Canada residents, but this app is one of the few exceptions. Although the precise reward options depend on which country you live in, you can get paid in cash or gift cards.

Go to Global Test Market:

12. Harris Poll

If you want to answer surveys for a leading research company, Harris Poll is a good option. I first joined Harris as a teenager to make some extra cash and enjoyed answering their questions regarding consumer brands, current events, and a few other random topics.

With each survey, you earn rewards points that can be redeemed for gift cards. They don’t have a cash payment option-a small letdown-but gift cards can still mean you spend less cash the next time you go shopping.

Go to Harris Poll:

13. Opinions USA

Opinions USA is another large survey platform that offers you points by participating in surveys, user polls, and invitation-only special events. You can expect two weekly surveys to earn points that can be redeemed for gift cards.

Go to Opinions USA:

14. Vindale Research

Many survey apps pay points that you can redeem for cash or gift cards. Not everyone wants to get paid by gift card and want cash payments instead. Vindale Research offers cash surveys up to $50 in payment!

Additional earning opportunities include watching videos, referring friends, finding rewards codes online, and taking photos.

Go to Vindale Research:

The Good Ol’ Money Making Shopping Apps

You can also get cash back each time you shop online or in person. Sometimes, you might have to scan a receipt to receive credit while other apps will automatically give you money back by completing the purchase with their app.

15. Drop

Drop is one of the easiest ways to effortlessly earn cash back on every purchase. All you need to do is link your credit or debit card to Drop and they pay you each time you shop at their partner retailers. It’s possible to get paid for in-person and online purchases using Drop including grocery shopping and ride shares like Uber and Lyft. Your points can be redeemed for gift cards.

Go to Drop: //

16. Ebates

Ebates is a favorite online cashback for many. In fact, my wife and I use Ebates almost every time we shop online to get extra cash back.  At almost every online store, you can get up to 40% of your purchase amount as a PayPal, paper check, or gift card payment.

Let’s say you need to book a hotel room for an upcoming trip. Instead of going directly through the hotel website, you visit the hotel website through the Ebates app to get an extra 4% back. You book the same room for the same price and get some extra rewards in the process.

Go to eBates:

17. Honey

Another cashback app is Honey. Chris Peach uses Honey as part of his triple savings trick to save money on every online purchase.

Honey can help you save money at Amazon by comparing Amazon’s price to private sellers to make sure you never overpay for an Amazon purchase again. In addition to saving money at Amazon, Honey also automatically enters every known discount code at the checkout screen to save you time and money.

Finally, Honey also has a cashback program called Honey Gold that gives you between 1% and 15% back on your online purchases too.

Go to Honey:

18. National Consumer Panel

This app takes a different approach to getting cash back. You scan the product barcodes of the items you purchased for the week and Nielsen Consumer Panel gives rewards points for every purchase. Make sure you share your purchase history each week so you can earn a loyalty bonus to accelerate your earning potential.

Go to National Consumer Panel for Mobile:

Go to National Consumer Panel for Desktop:

19. Gift Card Granny

There are actually three ways to make money with Gift Card Granny.

Many shopping apps require you to spend money to make money. Gift Card Granny goes against the grain because you can earn money and save money. You can buy discounted gift cards to save money on your online purchases. Instead of charging the entire online purchase to your credit card, buy a discounted gift card and charge the remaining balance to your credit card.

With each purchase, you also get rewards points that can be redeemed for free gift cards, so Gift Card Granny also pays you to shop too.

You can also use Gift Card Granny to sell unwanted gift cards for cash too.

Go to Giftcard Granny:

20. Shopkick

Shopkick is a shopping app that pays you even if you don’t make a purchase. You earn rewards points by entering stores and scanning barcodes on items on the shelf. Of course, you can earn additional points if you make a purchase.

It’s also possible to earn points by visiting online stores and viewing products or watching short video advertisements too. All of your rewards points can be redeemed for gift cards to your favorite restaurants and stores.

Go to Shopkick:

21. TopCashback

TopCashback is another shopping app that offers competitive cashback rates. It can be the best shopping app option if you want Amazon gift cards. When you redeem your cash rewards for gift cards, you get a 5% payout bonus that turns a $100 cash payments into a $105 gift card.

There isn’t a minimum redemption requirement, so you can withdraw your cash in $1 increments if you choose.

Go to TopCashback:

22. BerryCart

If you shop almost exclusively in the natural and organic aisles, you might benefit more from BerryCart. This app is worth the download if you buy the following items:

  • Organic
  • Gluten-free
  • Non-GMO
  • Foods without high fructose corn syrup and artificial flavors

With so many food allergies and a nationwide emphasis on eating healthy foods, more families are putting these “specialty” foods in their carts every year.

After redeeming your offers, BerryCart can pay you via PayPal or gift cards.

Go to BerryCart:

Smarter Money Making Investing Apps

Investing is one of the best ways to make money to build long-term wealth. Even if you still need to invest your first dollar, these apps are here to help you earn passive income without paying ridiculous fees.

23. Acorns

Acorns offers a cool approach to micro-investing by investing your spare change. Everytime you make a purchase, Acorns rounds up the purchase amount and invests the difference. If you spead $3.60 at the coffee shop, Acorns rounds up the purchase amount to $4.00 and invests the extra 40 cents so you cen earn passive income on every purchase.

You can also fund your Acorns account by shopping online through their “Found Money” option. Most of us are great at spending money, but not so great at saving money. This app changes the paradigm.

Go to Acorns:

Related Article: Read our Acorns App review to learn more!

24. Betterment

Beginner and experienced investors who don’t have the time to manage their investment portfolio should consider using Betterment. You decide how much money you want to invest every month and Betterment automatically invests the cash in a basket of stock and bond ETFs that match your age and investment goals.

It’s free to create an account for free and your first investment only needs to be $1. Betterment also automatically rebalances your portfolio and optimizes your investments for tax-loss harvesting. If you and your spouse both invest with Betterment, you can also enjoy Betterment’s tax-coordinated portfolio to reduce your tax bill further.

Go to Betterment:

25. M1 Finance

M1 Finance is another revolutionary investing app that lets you invest in almost any stock or ETF for free. When you use a regular investing platform like Vanguard, the only ETFs you can trade for free are their own ETFs. You have to pay a commission to buy or sell non-Vanguard ETFs and company stocks.

With M1 Finance, you can trade ETFs from any fund family like Vanguard, iShares, or SPDR for free. This flexibility is fascinating for most DIY investors because you have access to all the best investments for free! M1 will also automatically reinvest your dividend income too.

Go to M1 Finance:

The Original Side Hustle Apps

These side hustle apps offer the most potential to make the most money, but you will also need to invest some effort too. If you choose, these apps can eventually replace your current full-time income or provide a way for you to work from home.

26. Airbnb

Do you have a spare bedroom or furnished basement you can rent out? Instead of being a full-time landlord, you can be an Airbnb host instead. You have the opportunity to meet world travelers and you only have to rent out your property when you choose.

Airbnb can walk you through the entire listing process so you can take the best pictures and set the optimal nightly rate.

Go to Airbnb: //

27. Fiverr

Go digital by advertising your services on Fiverr. Some of the possible gigs you can land on Fiverr include:

  • Graphic design
  • Freelance writing
  • Music
  • Video and animations
  • Voiceovers

You might need a computer to complete the actual work, but can use the mobile app to connect with clients.

Go to Fiverr:

28. Lyft

The rideshare economy is a growing side hustle all over the world. If you’re at least 21 years old and have a 4-door vehicle, you can make extra money in your free time driving for Lyft.

You can drive on the weekends or during busy commuting hours to make some extra cash. Being a ride share driver is one of the most flexible side hustles because you can choose the hours you want to work and the hours.

Go to Lyft Driver signup:

29. Uber

Uber needs little introduction and they need rideshare drivers like you too. To maximize your rideshare earnings, you can signup to drive for both Lyft and Uber to pick the best available route when you’re ready to drive.

By joining Uber today, you can also receive a new driver cash bonus too.

Go to Uber Driver signup:

30. Uber Eats

College students at least 18 years old and those who don’t want to drive people in their personal vehicle can also make money by delivering restaurant takeout to homes and businesses with Uber Eats.

Depending on your local regulations, it’s possible to deliver by foot, scooter, or bike. Whether you want to work one hour a week or weeknights, Uber Eats is looking for delivery partners like you.

Go to Uber Eats: //

31. Care

If you want to make money babysitting or caring for household pets, you can connect with families on Care. Some of the other income possibilities include:

  • Housekeeping
  • Senior Care
  • Tutoring

Care is one of the best apps to use to offer your caregiving services. Don’t forget to ask for your family and friends for word of mouth referrals too.

Go to

32. TaskRabbit

People who like to work with their hands should look no further than TaskRabbit. Many households don’t have a family handyman they can call to address those small repairs or help complete those other odds and ends around the house.

If you’re not afraid of a little sweat and dirt, you can get paid for some of the following tasks:

  • Mowing lawns
  • Assembling furniture and shelves
  • Packing and moving boxes
  • Mounting and installing flat screen tvs
  • General handyman repairs

You get to help people who don’t have the time or technical know-how to get the job done.

Go to TaskRabbit:

The “Sell Your Stuff” Apps

You can also use apps to sell your unused items to put extra money in your pocket. Using an app makes selling online extremely easy because you can scan product barcodes or upload pictures directly from your phone to your live post.

33. CafePress

Create t-shirts, coffee mugs, and other home and fashion accessories to sell on CafePress. You upload the designs and CafePress prints and ships the item to the buyer.

Go to CafePress:

34. Decluttr

Using the Decluttr barcode scanning app gives you an instant quote on these items:

  • Cell phones
  • Tech gadgets
  • CDs
  • DVDs
  • Games
  • Books
  • LEGO

Once you scan all the items you wish to sell, you can print a prepaid shipping label. Decluttr offers next-day payments once they receive your sold items.

I’ve used Decluttr to sell a few items and it’s a good option if you want instant payment without the hassle of listing the items on Amazon and eBay and waiting to find a buyer.

Go to Decluttr:

35. Poshmark

When you have clothes to sell, Poshmark lets you sell designer clothing for men, women, and children. Once your item sells, you print the prepaid shipping label and mail it off. You can get paid by direct deposit or check after you ship the item.

Go to Poshmark:

36. Second Life

Most apps require you to sell physical items. Second Life is an app and online game where you can create digital items that other users buy. Even though people buy items for the game, you earn money that can be spent in the real world.

Go to Second Life:

37. BookScouter

Bookscouter is one of the easiest way to sell your collection of used books and textbooks. Simply scan the barcode and you can compare the buyback prices from 35 vendors at once. Once you settle on the best price, you ship off your books using the prepaid shipping label and get paid once the vendor receives your shipment.

Go to BookScouter:

38. Clashot

If you’re like my wife, you like to take “postcard photos” every time you travel. With Clashot, you only need a smartphone camera to sell photos online on one of the world’s largest stock photo marketplaces, Depositphotos. When people buy your photos, you earn a royalty!

Go to Clashot:

39. Mercari

Mercari bills itself as the app to buy or sell almost anything. This app can be more user friendly than Craigslist or eBay. All sold items ship and no local meetups are required,

To list an item, you only have to snap a few pictures with your smartphone and name your price. When an item sells, you can print a prepaid label or ship it yourself.

Go to Mercari:

The Find-A-Friend-Refer-A-Friend Apps

Many apps offer refer-a-friend bonuses that pay you a bonus when your friend signs up. After all, what are friends for?

Most of the apps mentioned on this page offer refer-a-friend bonuses, but these apps offer some of the best referral bonuses.

40. Airbnb

By referring your friends to join Airbnb, it’s possible to get a free vacation. You won’t have to pay for your lodging at least. When your friends join Airbnb you each get a credit to save money on your next Airbnb stay.

Go to Airbnb: //

41. BoomGift

Do you and your friends like to test apps? BoomGift pay you and your friends to test apps. For every friend you refer, you get 30% of what they earn! As long as they keep testing apps on BoomGift, you can keep making money in perpetuity.

Go to BoomGift:

42. Cash Crate

Join more than two million online Cash Crate members by completing surveys, joining free websites, referring friends, and sharing your Cash Crate earnings progress on social media.

Cash Crate mails you a check each month with your earning amount.

If your friends like money making apps as much as you do, you can benefit from the refer-a-friend bonus. You will earn a percentage of your friend’s earnings. When your friend refers a friend, you can also earn a portion of their referral earnings too.  Cash Crate puts a whole new meaning on being a friend of a friend!

Go to Cash Crate:

43. Checkout51

Checkout51 is a grocery shopping app that lets you save money by redeeming grocery store offers. You can also earn a cash bonus for each friend who joins Checkout51 too.

Go to Checkout51:

44. Hulu

Hulu is not only a low-cost way to ditch watch your favorite tv shows and movies live or on-demand, but you can also refer a friend and get a cash bonus too. Now you and your friends can all enjoy the benefits of “cutting the cord.”

Go to Hulu:

45. OhmConnect

Conserving electricity is not only good for the environment, but also for your own wallet. When you and your friend sign-up with OhmConnect, you can earn cash payments based on the amount of energy you save.

Go to OhmConnect:

46. Rent the Runway

Buying nice looking clothes gets expensive in a hurry. Instead of constantly buying new outfits, use Rent the Runway to rent the best designer brands. Referring your friends gets you both a $30 cash bonus!

Go to Rent the Runway:

47. Raise

Raise is an online marketplace to buy or sell unused gift cards. You receive a $5 bonus when your friends join Raise and buy their first gift card.

Go to Raise:

48. Trim

If you don’t already use Trim, you should give it a try to cut your spending. Trim is a free app that analyzes your spending and will cancel your unused subscriptions. If a

deal is available, they will also renegotiate your cable tv or home internet bill so you don’t overpay. This app can also send low account balance alerts so you can avoid overdraft fees too.

When your friend signs up for Trim, you will receive a $3 Amazon gift code.

Go to Trim:


There are money making apps for every income idea. Whether you need to declutter your house, get a second job, or start a new hobby, these apps help you earn money from all of life’s activities.

Are there any apps we are missing? Let us know in the comments below and we will add them 🙂


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