What are two things you walk out of the coffee shop with after you pay with cash? Coffee and small change. If you are like most people, that loose change will be used for future purchases at the coffee shop or local convenience store. Instead of spending your change on your next cup of coffee, […]
About Josh Patoka
Josh is a father of two from East Tennessee. After repaying $70,000 in debt he was able to switch careers to spend more time with his family. Today, the only loan he & his wife still have is a home mortgage which they are vigorously trying to pay off. You can also follow Josh at his blog MoneyBuffalo.com.
Entries by Josh Patoka
Amazon is definitely a crowd favorite when it comes to shopping online as you can buy almost anything. The one thing you probably haven’t had much success at finding on Amazon is shopping discounts. Thankfully, there are apps to help you find discounts and save money on Amazon in unimaginable ways. Honey App The Honey […]
A tough decision many homeowners face is to either pay off the mortgage early, or invest. They might decide to invest more towards stocks, bonds, mutual funds, or towards your retirement savings. The tradeoff comes down to reaching debt freedom sooner, or having a larger investment portfolio when you retire. The million dollar question becomes: […]
You have $100 and you don’t want to put it in the bank or spend it on the latest craze. What should you do instead? Have you considered investing it? Investing can be an easy way to build your net worth and accomplish your financial goals like retiring on time or saving for a mortgage […]