Finally: A Cash Back App for Your Retirement Funds

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Today on the show I bring on Jose Anaya from the fintech startup company, Evoshare.

Evoshare is a cash back site very similar to eBates. However, instead of receiving a check in the mail with eBates, Evoshare deposits your cash back into your retirement funds or towards your student loan.

The reason why I like Evoshare is this company is providing a solution to solve a serious problem we have right now with the lack of retirement savings and the student loan crisis at a staggering $1.4 trillion – $1,400,000,000,000.

Jose explains how since the company’s startup in 2015, they now have over 300 online retailers they have partnered with to offer up to 20% cash back. These retailers include Target, Walmart, Exepedia, eBay, Kohl’s, and Macy’s. In addition, Evoshare is growing their network of in-store retailers and helping grow the mom and pop brands in your local community by partnering with them to offer cash back for the shopper and a way to reach a greater audience for the business.

If you own a small business and would like to learn more about partnering with Evoshare to grow your business reach, visit their business page.

In the second half of the show, we break down Brandi’s question about her husband’s ROTH IRA, and why the poor performance they are experiencing inside their ROTH isn’t to blame. In order to answer her question, we will need to dive deep into how a ROTH works, why you will love it, and what you should know before you open your own.


Now, I have a few questions for you all…

What are some of your questions you would like answered on the show? Simply leave a comment at the bottom and let me know or you can contact me here and ask anonymously.

Are you enjoying the podcast? If you do, would you be willing to leave a review for the show here? The more reviews the podcast receives, the more people will learn about it!

Mentioned in this Episode

Evoshare Cashback Retirement

Evoshare Cashback Student Loan

What is a ROTH IRA? (post from blog)

Awesome Money Course


Show Notes

USA TODAY – Millennials Spend More on Coffee than Retirement [1:40]

GoBankingRates – 1 in 3 Americans Have $0 in Retirement Savings [2:04]

Why Richard Branson Started Virgin Atlantic [11:25]

Question from listener on ROTH IRA [21:05]


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  • Really liked the podcast Chris! I’m a college student in the Bay Area and honestly haven’t been paying much attention to my loans but I really need to, I really like the solution because I wouldn’t really need to change. Appreciate the advice. Cheers!

    • Hey there Jurgen! I love that you are a college student who cares enough about their money to listen to the Podcast AND take action with your student loans. I have a very strong suspicion you are going to do very well financially over your lifetime 🙂 Great job Jurgen!


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