Listen on the Podcast
Episode 162: How Does a HELOC Work?
Listen on the Podcast What is a HELOC? A home equity line of credit, or a HELOC, is a revolving line of credit that is guaranteed by the equity in your home. The line of credit becomes a second mortgage on your home and you can draw from it and pay it back down just […]
Episode 161: How Does the 50/30/20 Budget Work?
Listen on the Podcast The 50/30/20 Budget may be the easiest budget you will find. It’s simple, straight-forward and it only takes a few minutes to set up. If you are someone who is overwhelmed with the idea of creating a budget or you just don’t like all the math involved with a monthly budget, the the 50/30/20 […]
Episode 160: How Does Term Life Insurance Work and How Much Do I Need?
Listen on the Podcast What is the absolute most important piece of everyone’s financial plan? In today’s show I am going break something EVERYONE must have in place: Life Insurance. Whether you’re 21-year-old single student, a married couple in your 30s, or soon-to-be empty nesters…. THE most important piece of any solid financial plan for […]
3rd Stimulus Check Update: Everything You Need to Know
Last week, President Joe Biden signed the American Rescue Plan, the bill that includes many things, including your stimulus check. There are a lot questions in regards to the third stimulus check and I have answered just about everything I can think of below. If there is a topic I didn’t cover, then please leave […]
We Were Paycheck to Paycheck. Then We Paid Off $52,000 in 7 Months
In February 2011, we was normal. We woke up in our nice house, with the nice cars in the garage and name brand everything. We were 28 years old, married with a new baby at home and we were living paycheck to paycheck. We were also staring at $52,000 worth of consumer debt alone. We […]