Episode 88: The Savings Loopholes Inside the unAffordable Care Act with Michael Dinich

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My Guest on the Show…


Michael Dinich from YourMoneyGeek.com is coming on the show to talk about one of the most hated topics when it comes to your money: INSURANCE

Michael is an expert in the health insurance world and I asked him to come on the show to explain how insurance works in and to please explain it in terms we can all understand.

By the way, did you know the #1 cause of bankruptcy today is directly related to medical debt? And if you think about it, what has become one of the largest expenses inside the monthly budget each month?

If you said health insurance, you’d be exactly right.

During this interview, Michael and I discuss how you can save on the Affordable Care Act.

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The Money Peach Podcast is brought to you by my #1 online program for showing you how to budget, how much to save, how to manage your debt payoff, when to save for retirement, what to teach your kids about money, and how to build a legacy to last beyond your lifetime.

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Mentioned in this Episode



Hacking The Affordable Care Act

Whatever Happened to Penny Candy by Richard Maybury

Awesome Money Course


Show Notes

Why the Affordable Care Act Should be Call the unAffordable Care Act [1:27]

The ACA was well-intentioned [7:16]

The relationship between premium and deductibles [14:52]

How does a Health Savings Account work [19:03]

Chris Peach Author 150x150

Chris Petrie

Chris (Peach) Petrie is a personal finance expert, money coach, speaker and podcaster.

In 2011, Chris and his family were exhausted from living paycheck-to-paycheck and facing a mountain of debt. They started going against the society standards of misbehaving with money and made the decision to take back control of their lives and money. Within seven months they paid off $52,000, started saving like crazy and began building real wealth.

The word spread fast and Chris started showing friends how to create a budget over dinner. Soon after he started showing their friends how to do the same and eventually Chris started teaching personal finance classes around the community. As the need for the classes grew, Chris launched Money Peach in 2015.

Money Peach was created to help everyday people remove the stress and fear of money by showing them how to save more, make more, and keep more of their money.

Chris Peach has been featured in places like Business Insider, The Huffington Post, Elite Daily, and CheddarTV.

When Chris isn’t at “work” he can be found at the Crossfit gym or riding on the fire truck — Chris is also a full-time firefighter in Phoenix, Arizona.


  • I’m a huge Richard Maybury fan and I’ve read many of his other Uncle Eric book series! And, I’m even a member of his EWR newsletter, so maybe I’m a bit biased. I wish they were required reading for all high school and college students.

    Great episode overall, we belong to a Health Sharing plan too because the costs are significantly cheaper and it’s one of the few ways we can “afford” self-employment.


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