Groceries are usually one of the largest expenses within our monthly budgets. Unlike cable television, a fancy smart phone, and hot yoga, groceries are one of those required for survival categories. However, there is always a better way, and over the past three months I have been tinkering with something to help you not only save $50 or more […]
The “Cheap” Family Bought a Boat
Many times when I when I sit down with someone for the first time to do a budget, I am looking at ways they can cut back. Cutting cable, becoming your own barista at home, shopping for everything at Wal Mart, and turning your kitchen into your own dining out experience are some of the easy fixes we can […]
Plan, Prepare, and Take it Easy with Term
If you are anything like me, you like to take immediate action. You like the feeling of getting stuff done and you need to know you are moving forward. Well, here is something you can and you should do immediately in terms of creating a solid financial plan. There isn’t anymore time to waste, so here it […]
The 5 Simple Steps to Start Your Emergency Fund
What would happen right now if you had an unexpected $2,000 emergency? Something bad happens in your life and it is going to cost you $2,000 right this second. According to a study done by FINRA, only about 40% of you have the capability to come up with the money in cash. What about the rest of […]
All the Television You’ll Need for $28 a Month
Tired of your cable or satellite bill slowly going up each year? Wondering if you really need 1,024,982 channels to choose from? Looking for an actual way to save money on television? Well, your problem is solved! I have spent an incredible amount of time figuring out the best way to save money and still […]
How a Single Mom Crushed $316,000 to Become Debt Free
I met Jessica through one of our classes and this is what she said: “I am recently divorced, I am the sole provider for my two kids, and I am $316k in debt. Oh yeah, I am also a teacher.” In the divorce she ended up with: $275,000 House ($1,450 payment) $3,500 on a credit card $22,000 […]