Entries by Chris Peach

Our Car Payment was Bigger than our House Payment

Bruce and Andy have an unbelievable story. They once had a car payment that was bigger than their house payment and today they are completely debt free! This turn around happened in only 7 months! How can a family go from living in a trailer, carrying debt, and then having financial freedom quickly afterwards? The answer: they […]

Getting out of Debt is Hard. Really Hard.

The average household credit card debt in America is just over $15k and the average student loan debt is $32k. The average car payment in the U.S. is $488 over 88 months. To add to the glory of debt, 70% of Americans are living paycheck to paycheck. Why is this? Why are so many people […]

5 Steps to a Budget that Works

Doing your first ZERO BASED BUDGET feels like the time you first take the training wheels off your bike. You weren’t great at it your first day, you probably crashed and burned a few times, but once you figured it out – you were racing up and down your street showing the cool kids that you […]

Debt Free and a Baby in 18 months

The Coffman Family   I met Natalie and Carson right before they started Dave Ramsey’s Financial Peace University Class which Andrea I have been leading for a few years now. If you would like to know more about FPU, please check out Dave’s class at: https://www.daveramsey.com/fpu It was pretty obvious from the time we first met […]

10 Simple Ways You Can Keep More of Your Money

Parkinson’s Law States:  Expenses will always rise in direct proportion to income This simple statement is like a gut punch because we all know it is true. Think about this – Are you making more money now than at an earlier time in your life? If so, are you paying off debt faster, saving more, and […]

Why I Drive a Piece of Crap

I drive a 2002 Yukon Denali with 187,865 miles. This vehicle literally is 15 years old and has enough miles on it to drive around the earth over seven times. There are dents and scratches in it, stains in the carpet, a wire that hangs out of my radio, and a special odor that you only get […]